PRIVACY POLICY

Privacy Policy of Harvest Microfinance Limited ( HaMFI)

Last updated: January 21st, 2021

 Definitions 

●    Harvest Microfinance Limited (HaMFI)
HARVEST MICROFINANCE” (HaMFI) Limited is a financial service provider (FSP) in Sierra Leone that provides financial services at the lower end of the market, particularly to micro, small and medium enterprises (MSMEs). At HaMFI we adopt creative approaches to address risks associated with service delivery which focuses on the untapped segments of the population neglected by mainstream banks. Our main focus is on youth and women to help them grow their small businesses and have access to clean water, proper nutrition, good healthcare, proper education and most importantly gain their dignity. HaMFI is licensed with the Bank of Sierra Leone and fully owned by Sierra Leonean citizens. 
Established in 2019, HaMFI focuses on poverty alleviation through our micro and SME lending activities. HaMFI has its headquarters in the capital of Freetown and two other branches, one at the Western part of Freetown and the other at Eastern part of Freetown.

●    GDPR General Data Protection Regulation Act.

●     Data Controller

Data Controller means the natural or legal person who (either
alone or jointly or in common with other persons) determines the purposes for
which and the manner in which any personal information are, or are to be,
processed.

●     Data Processor
Data Processor means any natural or legal person who processes
the data on behalf of the Data Controller.

●
Data Subject
Data Subject is any living individual who is using our Service and is
the subject of Personal Data.

1. Principles for processing personal data

Our principles for processing personal data are:

 ●     Fairness and lawfulness. When we process personal

data, the individual rights of the Data Subjects must be protected. All
personal data must be collected and processed in a legal and fair manner.

●     Restricted to a specific purpose. The personal data of
Data Subject must be processed only for specific purposes.

●     Transparency. The Data Subject must be informed of how
his/her data is being collected, processed and used.

2. What personal data we collect and process

ASEHF collects several different types of personal data for
various purposes. Personal Data may include, but is not limited to:

●     Email
address

●     First
name and last name

●     Phone
number

●     Address,
State, Province, ZIP/Postal code, City

3. How we use the personal data

ASEHF uses the collected personal data for various purposes:

●     To
provide you with services

●     To
notify you about changes to our services and/or products

●     To
provide customer support

●     To
gather analysis or valuable information so that we can improve our services

●     To
detect, prevent and address technical issues

4. Legal basis for collecting and processing personal data

HaMFI legal basis for collecting and using the personal data
described in this Data Protection Policy depends on the personal data we collect
and the specific context in which we collect the information:

●     HaMFI
needs to perform a contract with you.

●     You
have given HaMFI permission to do so

●     Processing
your personal data is in HaMFI legitimate interests

●     HaMFI
needs to comply with the law

5. Retention of personal data

HaMFI will retain your personal information only for as long as
is necessary for the purposes set out in this Data Protection Policy.

HaMFI will retain and use your information to the extent
necessary to comply with our legal obligations, resolve disputes, and enforce
our policies.

6. Data protection rights

If you are a resident of the European Economic Area (EEA), you
have certain data protection rights. If you wish to be informed what personal
data we hold about you and if you want it to be removed from our systems,
please contact us.

In certain circumstances, you have the following data protection
rights:

●     The
right to access, update or to delete the information we have on you

●     The
right of rectification

●     The
right to object

●     The
right of restriction

●     The
right to data portability

●     The
right to withdraw consent