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“HARVEST MICROFINANCE” (HaMFI) Limited is a financial service provider (FSP) in Sierra Leone that provides financial services at the lower end of the market, particularly to micro, small and medium enterprises (MSMEs). At HaMFI we adopt creative approaches to address risks associated with service delivery which focuses on the untapped segments of the population neglected by mainstream banks. Our main focus is on youth and women to help them grow their small businesses and have access to clean water, proper nutrition, good healthcare, proper education and most importantly gain their dignity. HaMFI is licensed with the Bank of Sierra Leone and fully owned by Sierra Leonean citizens.

Products

Few of our products and services

#1

Semi Individual Loan

These are loans for micro enterprises or individuals engaged in trading

#2

Small Individual Loan

They are loans to small enterprises engaged in trading, services, manufacturing, processing, agri-business, fishing and other economic sectors. This includes clients that graduate from the Semi Individual loan product.

#3

Emergency Short Term Loan

These are loans specifically for emergency purposes and for a short period of time. They Small enterprises engaged in trading, services, manufacturing, processing, fishing and other economic sectors.

Testimonials

What our Customers Say?

Harvest Microfinance is really here to help Sierra Leoneans, since I have being doing business with them; I have seen my business grow greatly. They don’t only lend you money, but they give you professional advice and guidance about business. I am a single mother, but Harvest has made me to be able to support my two children in college because of the support they offered to my business.

Mariatu Sesay

Since I started dealing with Harvest Microfinance I have found the staff to be very efficient and professional. They listen to customers issues and try to solve them professionally. The terms and conditions for loans are good and the interest rates are affordable. The time it takes to process loans application is also short and convenient to me. I will recommend Harvest to as many people as possible because they are one of a kind Microfinance company in Sierra Leone.

Rugiatu Kamara

I have been a customer for the last two years with Harvest. I have benefited a lot from their financial assistance. The loan has assisted me to sort out some urgent matters. The interest rate is quite reasonable and the processing time is also very fast. Harvest to me is like a life saver because they came to my aid when I needed supports.

Abdul Kargbo

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From the Managing Director

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